Very clever who will be able to ensure it with the slowdowns due to COVID and the SP5 is surely not an immutable rule even if for a few years there has been an SP5
Can we know what worries you about the current version?
We are still in 2019 SP5 and we usually migrate to a higher version when SP5 is released. But as you said with COVID we are not sure to have a SW2020SP5.
Question: can we install the 2020SP4 version without having major bugs or repeated crashes?